"Finally, we see this transaction takes place through faith in Christ and on the basis of faith. It is when we trust in Christ as the only way of salvation that our sins are forgiven, Christ’s righteousness and goodness are credited to us, and we become saints and citizens of heaven. Remember Paul & Silas’ answer to the Philippian jailer, “Believe on the Lord Jesus Christ and you will be saved”. Faith simply means to believe what God says. We must believe what He says about our sinful condition –that we have all sinned and fallen short of His Glory. We must believe what He says about how to be right with Him, that it is through faith in what Christ did for us on the cross."
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